(A lot of self-employed people) don't make the effort to set up the right plan and to fully fund it.

This is a great option that a lot of people forget about.

For all those who longed to find a best friend and found it in themselves

In a business with zero income until liquidation, what are your resources? What are your abilities to borrow? Without that, you'll never make it.

It's too good to pass up.

You now have to make 100 percent to get even.