A lot of the problems we found as a start-up we tried to get fixed as soon as we could.

We've taken all the known problems and solved them. We know for these 25,000 that they've been correctly assigned to a prescription drug plan.

No matter what happens [this week], the deeper problems of the UN are not going to be solved and, given that, I'd prefer to see the US move its emphasis to an alliance of democracies than to remain focused on a universal organization.

Large retailers and national computer manufacturers will typically look to point fingers at problems that are outside their control. Smart consumers will recognize that a technology consultant, the same kind that helps small businesses in the area, has a lot more skin in the game with building 'relationship equity' than a large national retailer or computer manufacturer.

Superior Access charged these fees without authorization from Hartford. We are in discussion with the California Department of Insurance to resolve this matter.

We have filed an appeal to the Connecticut Appellate Court and intend to prosecute our appeal vigorously. We are confident in our position on this. We do not expect a final decision on the matter in 2006.