About 70 to 80 percent of those who could've filed before can still file without worrying about whether their income levels are too high for Chapter 7. The fallout is with people with higher incomes.

In all income groups you find your average regulation slob who sniggers at anarchy but calls the police indignantly to his burglarized home, who is actively anti-authority until he needs to be saved from someone with a gun.

I belong to Bridegrooms Anonymous. Whenever I feel like getting married, they send over a lady in a housecoat and hair curlers to burn my toast for me.

I have come to the conclusion never again to think of marrying, and for this reason, I can never be satisfied with anyone who would be blockhead enough to have me.

Should've been taken care of 10 years ago.

You're not through yet. You've got a project to finish.