Americans should be able to enjoy a secure retirement after a lifetime of hard work. But too many Americans reach retirement without enough savings to supplement their Social Security benefits.

The promise of Social Security was reflected in President Franklin Delano Roosevelt's inter-generational compact that rewards hard work and provides retirement security.

Social Security not only helps Americans enjoy a secure retirement, it has also kept millions of Americans out of poverty.

We can preserve Social Security benefits for generations of Americans without privatizing this important program.

Privatizing Social Security doesn't make sense, and it's out of step with the fundamental value of ensuring that after a life spent working hard and contributing to the greatness of our nation, every American should have a secure retirement.

Social Security is more than just a retirement program. The biggest misunderstanding is that it's a program for old folks.