An employer must keep its promises. If you can prove that the employer promised you a 6 percent commission, with no cap, and then reneged on the promise, you have the makings of a successful lawsuit.

However, the employer is not required to contribute any more of the cost of the HMO than it contributes for its traditional health plan.

We promised we'd return again.

Broken vows are like broken mirrors. They leave those who held to them bleeding and staring at fractured images of themselves. (pg. 161)

This is a policy I strongly recommend. If your employer covers 50 percent to 60 percent for it, pay out of your pocket and raise it to 80 percent coverage, ... When you leave work, generally you'll be left with that private policy.

I think it is important to note that P.P.C.O.M. has essentially broken its promises here.