Anybody who knows the cash flow dynamics of our business gets that. We ended the first quarter with more than a $1 billion in the bank, and we expect to generate positive cash flow from operations over the rest of the year.

We feel it's what any company would do, that it's part of their business. In the event that there's a sale in the future, the customer records go with the company, as part of the company. We're being forthright in disclosing it, and we're getting criticism for being candid.

It's a business. I realized that after being through it for a year and a half. You don't get down. You never know when you can go to another team and be on their 53 (man roster).

We haven't launched any true business applications on Linux yet. Most of us [in the banking industry] are still kicking the tires.

I'm not in the business of ranking or debating who is what.

It's fair to say that some people wondered why we were investing $300 million in our infrastructure, but I think this year is showing that it was the right thing to do.