Assuming normal winter weather, we currently anticipate the coal markets to remain difficult through 2015; while we always strive to operate a full capacity in this environment, it may be necessary to delay our production growth to match the market.

With a proven track record as a reliable, low cost producer able to meet the needs of our customers with a diversity of operations, coal qualities and transportation options, we believe we can continue our record-setting performance in the future, as the Gibson South and White Oak mines reached their full potential.

Increased spending, growing government debt and overreaching regulations are stifling job creation and economic growth.

With the tournament sold out, great weather and a great field, it's not surprising that were experiencing some delay.

Growth will slow slightly for a variety of factors. There's a challenging rate environment, a bit slower economic growth and there could be a return to a more normalized credit environment, with higher credit costs and building of provisions.

We anticipate a full recovery.