At the begining of a new year prepare towards the end of the year & also the begining of the upcoming year.

Savings equals preparation & Investing equals opportunity.

The advantage of sharing your dreams before maturity is that,it makes the universe realize that you really believe in your dreams,& then the universe comes out wholly to support your dreams.

The children of the rich usually don't have strong determination to be rich,because they were born in a soft environment & a soft environment breeds soft determination.

To train up a child in this digital era is ten times harder than in the pre-digital era.

Never overlove a child,for the act of overloving is the enemy of discipline.