Atlantic has taken the brunt of those losses, particularly in 2005.

Given the key role gospel music has played in American culture, we feel this project is going to be something the entire world can get behind.

The effort is ongoing and certainly very aggressive. But we're talking about millions of dollars here.

We don't have the capital solution that we need.

There is a very aggressive effort within the organization trying to get the capital in. Right now, we just don't have the solution.

We've stopped writing new business in those companies until we get our capital position squared away.