Benjamin Franklin said there were only two things certain in life: death and taxes. But I'd like to add a third certainty: trash. And while some in this room might want to discuss reducing taxes, I want to talk about reducing trash.

In this world nothing can be said to be certain, except death and taxes.

Nothing is certain in life but death and taxes. And in Donald Trump's case, lies.

Benjamin Franklin: An American Life

Nothing in life is certain except death and taxes

It has long been said the only things in life that are certain are death and taxes. Automatic enrollment for insurance of 401k loans would add an additional certainty. Fewer Americans would suffer the unnecessary loss of retirement savings due to unanticipated and untimely misfortune in an already stressful time of need.