Blessed are those that nought expect, For they shall not be disappointed.

Serene I told my hands and wait, Nor care for wind or tide nor sea; I rave no more 'gainst time or fate, For lo! my own shall come to me.

'Tis expectation makes a blessing dear; Heaven were not Heaven, if we knew what it were.

The expectation is there will be a huge flood of trains, and that is not going to happen.

The expectation is there will be a huge flood of trains, and that is not going to happen. We have 55 trains and crews waiting to go in Southern California, but as we get this thing rolling out, we have to control it pretty carefully so we don't have all the crews and equipment on the wrong end of the railroad.

Our expectation looking forward is that risk will rise broadly in line with the size of the loan book as it has over the last 12 months,