Bryon is not retiring. He will continue to be a resource for Morgan Stanley and Steve Galbraith. He assumes the role of senior investment strategist. He will continue to work on client related projects.

What we did represented a good-faith effort to get the best independent research product in the hands of our clients as effectively as possible. Once the regulators told us they had a different perspective, we agreed to abide by it.

We have been open about saying it was nowhere near 22 percent. We do.

It's coming in slowly, but it will move in in buckets later on this afternoon.

[• At tonight's show , which starts at 7 p.m., DeGarmo will perform along with gymnasts Carly Patterson and Paul Hamm and skaters Brian Boitano, Elvis Stojko, Yuka Sato and Michael Weiss. Tickets start at $20, and are still available. (Info: www.gwinnettcenter.com or 404-249-6400).] It's a family-oriented show, ... Anybody of any age can come. All the skaters and gymnasts are really great.

The supply side of things has changed. If you grow organic produce there are firms that will find a market for you, you don't have to go it alone. It's easier than ever to do organic farming.