Buck up, suck up, and admit you fucked up.

Anything you can settle with money is cheap.

You don't know how to fight. You just leave it up to me.

It is legalized loan sharking at its worst.

Collectors will threaten to have them deported. Even if they say they are here legally or are citizens, collectors have threatened to call immigration anyway to cause problems, especially for family or friends who may be here illegally.

You have to educate religious bodies that social justice is faith in action.