But if NCUA really wants to make sure low- and moderate-income individuals are served by credit unions, it would establish meaningful criteria and a system for assessing whether the mission is being accomplished.

We're at a point where if policymakers (regulators and Congress) don't act, you run a real risk that the wall will crumble.

It's been six years in the making, but the lengthy legislative process has helped to produce a thorough, well-thought-out bill.

We are not after customers. We are after the managers of large credit unions that are trying to have it both ways -- act like a bank but at the same time continue to use the credit union tax subsidy.

The average American's real income and consumption is the highest it's ever been.

SUNO serves a particular clientele that no other college does -- a low-income adult population that desires a four-year degree. They work to get through school, and most of them lost everything, ... But it's not just about fixing the school. It's about the city, about having a rebuilt infrastructure so it's a place people want to come back to.