By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good-paying job.

For-profit higher education is today a booming industry, feeding on the student loans handed out to the desperate.

The rising costs of higher education coupled with the stress of paying student loans are putting increasing pressure on students.

If lenders are forced to scale back student lending because private student loans are subject to bankruptcy discharge, many students will be denied access to higher education.

The higher amount you put into higher education, at the federal level particularly, the more the price of higher education rises. It's the dog that never catches its tail. You increase student loans, you increase grants, you increase Pell grants, Stafford loans, and what happens? They raise the price.

If there were no government-guaranteed student loans, college tuition would be much lower.