CA isn't well positioned from a growth standpoint.

All of a sudden long-term growth rate expectations have ratcheted down,

All of a sudden long-term growth rate expectations have ratcheted down.

We're in a slower-growth environment and as Larry said, if you can get 10 percent growth from organic growth and 10 percent from acquisition, it adds cash and adds earnings. That's as long as they can make the integration work.

It is a yellow light that either it's competition, therefore pricing, or that market growth is not as robust as it had been.

It's nice from the standpoint that we have respect from throughout the state,