Caring for two premature babies and paying insurance, along with carrying the rest of household expenses on one income, made paying our hospital bills a financial impossibility.

This is not normal, what you're seeing. These are my babies. ... But this is still a stick of dynamite, and the fuse is lit.

We are using the income to fund the rest of the program. Without the CAP program, you don't have the money to run the other programs.

I doubled my income in a month.

This shake-up of the personal income tax scale would boost incentives for lower-income earners to participate in the workforce. It would be of greatest benefit to low- and middle-income families.

So far, the debt payment ratio (of loan payments to income) hasn't been higher this decade than during the 1990s, but it's been partly held in check by lower interest rates. In some sense, we haven't seen the whole burden bearing down yet.