Cash flow is a problem for a small and developing company, and the lack of it is the reason why many small businesses fail. Ensure that you have enough money in your bank account to make you able to carry out daily basic needs for your business.

If there's not enough money in the bank account, you don't spend it.

It's an error in judgment to bounce into starting a small business before you cash in on building a strong foundation.

Vegetables deplete soil. They're extractive. If soil has a bank account, vegetables make the largest withdrawals.

If you spend your life competing with business men, what do you have? A bank account and ulcers!

Even if you have that money stored in a regular bank account, you are going to be earning 1 percent or 2 percent interest on it. If it's a relatively substantial amount of money, you could earn a lot. But any amount of interest you could earn is better than none.