Confidence is a plant of slow growth in an aged heart.

Investor confidence is the bedrock of our markets,

Friendship is a plant of slow growth and must undergo and withstand the shocks of adversity before it is entitled to the appellation.

The move to a cash dividend is evidence of the board's confidence in the growth and sustainability of the company's future earnings and cash flows.

We've probably seen the peak in confidence. The most optimistic growth forecasts are for about 2 percent this year, but that's not really a boom. We've seen some euphoria, but now we're returning to more realistic levels.

With the prospect of relatively slow top-line growth over the next two quarters, we believe the upside in the stock is limited.