Consumers' confusion about disability is a cause for concern because nearly one third of us will suffer a serious disability in our lifetime. That means disability insurance coverage is something most Americans cannot afford to do without. Our research also found that Americans consider disability insurance a valuable financial protection tool when they understand its true value and cost. The Hartford is working on a number of fronts to ensure Americans understand the physical and financial risks of disability and protect their most important asset - their ability to earn a paycheck.

Dick Mucci