Despite the Board's failure to approve the budget, management will continue to operate within the parameters of the draft 2006 budget.

Portfolio management teams are doomed to failure without adequate support from senior executives. Internal struggles will plague portfolio management groups until their corporate cultures accept their strategic value.

a different type of leader who will aggressively tackle the company's financial, management and operational challenges.

In any program run to risk management standards the risk manager will know the compensation all up and down the line. It is certainly best practice for an insured to be aware of the compensation arrangements and the amounts for all professionals and professional services involved in the process.

We will not agree to the U.N. taking over the management of the Internet, ... Some countries want that. We think that's unacceptable.

In 2006, we have a number of initiatives in our wealth management and insurance business which will take advantage of the increasing size of our retail customer base.