Duane Morris is an excellent insurance company law firm.

A professor who teaches what I do for a living, which is insurance law, they don't know more about the subject than I do. I know more than they do, because what they do is teach generally. They have a casebook and they go through it every year. I spend 10 hours a day, 12 hours a day, 300 days a year, working on the subject.

He approaches law in a formalistic, mechanical way abstracted from human experience.

We are unlikely to see a sharp turn of the law in any direction.

We're a large company and we could be viewed as a target if we didn't try to follow the law.

New Jersey is a very drug company- protective state in its punitive damages law.