Effective philanthropy requires a lot of time and creativity - the same kind of focus and skills that building a business requires.

Philanthropy should be voluntary.

In this business, by the time you realize you're in trouble, it's too late to save yourself. Unless you're running scared all the time, you're gone.

I spend a lot of time reading.

This is a fantastic time to be entering the business world, because business is going to change more in the next 10 years than it has in the last 50.

Software innovation, like almost every other kind of innovation, requires the ability to collaborate and share ideas with other people, and to sit down and talk with customers and get their feedback and understand their needs.