Employers are trying to give workers vehicles ? such as lifestyle funds ? that make diversification easier.

Our findings show that too many workers are not looking at their 401(k) savings as long-term in nature, but are instead using termination of employment as an opportunity to spend this money,

Many workers who are closer to retirement can be tempted to consume rather than save.

I'm not trying to malign the construction workers, but this is not what they're trained to do.

We are trying to perfect the routines. This is just a group of really hard workers. They are very dedicated and the really want to be here.

He's one of the hardest workers I've seen. He's in great shape and he's always trying to make himself better.