Ere you consult your fancy, consult your purse.

Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee.

Beware of little expenses; a small leak will sink a great ship.

A penny saved is two pence clear, A pin a day's a groat a year.

There can be economy only where there is efficiency.

Reader, I wish thee Health, Wealth, Happiness, And may kind Heaven thy Year's Industry bless.