Even if you have insurance, you should apply by Jan. 5 if your home or business suffered damage from Hurricane Wilma.

You're in a phenomenon ... it's sort of like a hurricane, you're not going to stop it with what the (existing) resources are.

It needs to be an evolving document. We need to learn quickly and apply it to the next storm.

Unlike the public and business is prepared, government cannot do this alone.

We suffered an estimated 4-cent per share impact from Hurricane Wilma, which caused substantial property damage and disruption to our business in Florida.

We lost to them by 20 points the last time we faced them (72-52 on Jan. 10) and they were up 33-9 on us in that one, then we outscored them from there to the end of the game. This time, though it wasn't the whole first half, but it certainly was a quarter.