Everybody has turned it up a notch. The teams that were a little bit short years ago have narrowed the gap. You can't pick a team to play. It's one of those things that's hard to put a finger on other than to say, 'Everybody's good.' And it's not just coach talk.

I can remember it like it was two weeks ago.

I'm happy with what they have accomplished. We've come a long way. In February, we turned it up a notch and are peaking at the right time.

We're good as far as our mindset, but Ottawa turned it up a notch. So we have to eat it and try to get better. There's no sense of dwelling over it.

Sometimes that difference between short-term rates and long-term rates expands and sometimes it narrows. That difference has narrowed in the last two years, which hampers banks' ability to profit from the difference.

When we first started looking for dealers it was a bit discouraging, ... We would get turned down as a dealer for one reason or another. But we kept saying when one door closes, God opens up two more. Now here we are with Duesenberg USA. It is definitely a good door!