Exigencies create the necessary ability to meet and conquer them.

Some day, in years to come, you will be wrestling with the great temptation, or trembling under the great sorrow of your life. But the real struggle is here, now, in these quiet weeks. Now it is being decided whether, in the day of your supreme sorrow or temptation, you shall miserably fail or gloriously conquer. Character cannot be made except by a steady, long continued process.

The fund industry has sabotaged its ability to produce a meaningful tax-advantaged dividend stream to investors,

We are always haunted by our own perceptions about life... Once you have the ability to handle those perceptions which persecute you... you can conquer yourself!

They just didn't have the sense of the strength of their vote. Just thought it wasn't necessary.

Physical bravery is an animal instinct; moral bravery is much higher and truer courage.