financial assets decline only gradually when households are in their retirement years.


James Poterba

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Research by James Poterba at the Massachusetts Institute of Technology finds that the wealth of the ...
GREG IP
Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement -...
BEN BERNANKE
During the recent downturn, the legacy carriers have gradually used up their financial cushion of ai...
PHILIP BAGGALEY
These lead to tighter credit conditions and falling stock prices as their collateral assets are liqu...
CARL B. WEINBERG
Today, health care costs have the potential to significantly erode an individual's retirement saving...
BRAD KIMLER
I believe in financial retirement. I don't necessarily believe in physical retirement.
JERRY DOYLE
With the increasing number of millionaire households, comes an increasing confidence as over three-q...
JEANETTE LUHR
I believe in financial retirement. I don't necessarily believe in physical retirement.
JERRY DOYLE
People should have an escape valve for their money, their assets. If you have substantial financial ...
PETER SCHIFF
I think the price decline pressure is gradually easing.
HIROKAZA YUIHAMA
Every worker in life's first seven years of work period is to build a strong financial base & not a ...
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN)
Financial literacy is an issue that should command our attention because many Americans are not adeq...
RON LEWIS
Many financial innovations such as the increased availability of low-cost mutual funds have improved...
JANET YELLEN
There are 28 million people that went to work this morning who make less than the poverty level, ......
BRUCE RAYNOR
The decline in the portfolio reflects diminished investment opportunities amidst continued strong co...
JANIS SMITH
Households' economic attitudes have declined modestly over the last six months, ... But the level su...
STEVEN WOOD
The goal of retirement is to live off your assets-not on them
FRANK EBERHART
Many Enron employees lost 70 percent to 90 percent of their retirement assets after the company indi...
ELAINE CHAO
More and more we are seeing financial institutions offer planning services designed specifically for...
JEANETTE LUHR
Americans are living longer, healthier lives and will need more income to see them through their ret...
ANN COMBS
Having a pension and Social Security [combined with private savings] allows most households to live ...
ALICIA MUNNELL
As many companies are switching from traditional pension plans to defined contribution plans, more i...
DAVID MCCLELLAN
I'm sympathetic with their concerns. Many of them are single heads of households when it's a particu...
CHARLES BUSH
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduce...
BEN BERNANKE
Just as the institutional long-only market has become more focused on value added, retail funds are ...
GEOFF MILLER
In general, many people spend more time planning a graduation day or wedding day than planning their...
DAVE REED
There's no financial aid for retirement; there's lots of financial aid for college, ... Paying for C...
KALMAN CHANY
The great increase in longevity has produced a surge in the desire to accumulate assets for retireme...
WILLIAM VICKREY
What the delinquencies tell us is that there are more people who are under financial stress. The ris...
JAMES CHESSEN
We tend to focus on assets and forget about debts. Financial security requires facing up to the big ...
SUZE ORMAN
In 2009, it was forecast that the number of single-person households would increase by two million i...
BEE WILSON
Many women are heads of households. Many are the primary wage earners for their families.
MARSHA BLACKBURN
Your most precious possession is not your financial assets. Your most precious possession is the pe...
ROBERT REICH
Your most precious possession is not your financial assets. Your most precious possession is the peo...
ROBERT REICH
Starting in late 2007, faced with acute financial market distress, the Federal Reserve created progr...
JANET YELLEN
He's a brilliant financial ...
HOWARD DAVIDOWITZ
He's a brilliant financial engineer. His record is always the same: cut costs, sell assets. That's t...
HOWARD DAVIDOWITZ
Five years ago we set a goal of having $1 trillion in assets under management by the year 2005. We'v...
DAN HUBBARD
People are still very concerned about where they are in the planning cycle, especially considering t...
BOB REID
There are people right now who are postponing their retirement.
BUD KASPER
In 'Last to Die,' three children living in different cities are the only survivors when thei...
TESS GERRITSEN
Actors are becoming smarter about retirement than they were five years ago.
CONARD FOWKES
In response to the drop in wealth suffered as a consequence of the 2008 financial crisis, homeowners...
DALE T. MORTENSEN
There's a pervasive problem in trying to sort out whether there is something intrinsic about homeown...
JAMES POTERBA
There's a pervasive problem in trying to sort out whether there is something intrinsic about homeown...
JAMES POTERBA
The question is how large it will be.
JAMES POTERBA
[Even supporters of the changes acknowledge that house prices would fall.] Almost any economic analy...
JAMES POTERBA
The whole economic pie would be larger.
JAMES POTERBA
But in the intervening years, when we were supposedly facing ap precipitous decline, world oil reser...
ALI NAIMI
Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and c...
GEORGE CARL
Anything that would suggest a deteriorating appetite for US financial assets would undermine the dol...
NEIL MACKINNON
The Russian government not only acted corruptly, not only built up a new oligarchy of billionaires o...
JEFFREY SACHS
I?m about to retire, been teaching for 34 years and have faithfully made contributions to the requir...
JANE WILSON
We know that there are a lot of older workers who will be leaving in the next few years, but we want...
ERIC LESSER
The three main things we look for in a financial advisor are a stable track record, a consistent gro...
DREW HAWKINS
They were very close and knew each other extremely well and wanted to spend their retirement years t...
ELI PERLMAN
Demographics, the strong growth in financial wealth and the increasing shift of financial responsibi...
D. MILLER
Currently, not only are Americans taxed on what they earn, but those assets are taxed again when the...
MARY BONO
I don't see this [retirement] as something that's going to create any kind of financial problems.
ALLEN JACOBSON
When people grow gradually rich their requirements and standard of living expand in proportion, whil...
HECTOR HUGH MUNRO
Fear tends to manifest itself much more quickly than greed, so volatile markets tend to be on the do...
PHILIP ROTH
When you're looking at a population where 78 percent is age 65 or older, people are dying and you ha...
IRA SHESKIN
The decline in literature indicates a decline in the nation. The two keep pace in their downward ten...
JOHANN VON GOETHE
The decline in literature indicates a decline in the nation. The two keep pace in their downward t...
JOHANN WOLFGANG VON GOETHE
I think consumers are looking for online solutions, not only with taxes, but for all their financial...
LANCE DUNN
The main purpose of Social Security is to redistribute wealth, to make an increasingly large number ...
NEAL BOORTZ
The market has done part of the job, but this tightening is not yet substantial -- financial conditi...
ANTHONY CRESCENZI
And I look forward to seeing all of you in four or five years when we have the next Nellie retiremen...
GREGG POPOVICH
For Sharpe James, it would be about keeping control, that's point A, and not giving control to Cory ...
CLIFF ZUKIN
Michigan is not yet at rock bottom, but it will be in three to five years. We are a seeing an econom...
DAVID LITTMANN
There are some who start their retirement long before they stop working.
ROBERT HALF
Your retirement comes before your children's tuition. That's because there's no financia...
JEAN CHATZKY
... it isn't just about fighting inflation or monitoring the financial system. It's about trying to ...
DR. JANET YELLEN
The trend in the last couple of years has been a decline in unemployment,
SHELLEY ALLEN
Women are doing better [at getting mammograms] than they were 15 years ago, but in the last five the...
DEBBIE SASLOW
It's true that manufacturers have financial assets but small is good ? and manufacturers sometimes g...
MARK WEBBER
Riskier households have gotten credit over the last 10 years. It has nothing to do with moral fiber....
KARTIK ATHREYA
There will be an increase of production for the next 20 to 25 years. Only after that may we face a d...
HELMUT LANGANGER
It's a fairly large difference, particularly when you consider that unlike differences across racial...
JAY GREENE
I think the rise of quantitative econometrics and a highly mathematical approach to risk management ...
NIALL FERGUSON
Multiple cat households are a good thing.
CELIA HAMMOND
Now more than ever people's financial futures are in their own hands.
GARY SCHATSKY
That's a lot of money you are talking about between an increase in their retirement check and medica...
MAGGIE DEETZ
As for old age, embrace and love it. It abounds with pleasure if you know how to use it. The gradual...
SENECA (SENECA THE ELDER)
Working together we will create the new Commerce Virtual Private Bank, the next great idea in buildi...
CHERRY HILL
The Japanese share market will strongly outperform New York in the next five years, ... The enormous...
MARC FABER
Oh, Hank," Susan whispered, "their wings are furry."

"Oh, James," Harriet whispered, "the...
URSULA K. LE GUIN
The James Bond movies are based off of the first few years of Chuck Norri's childhood.
FVZZBALL
In my state, over 17,000 households are going hungry on a regular basis.
PATRICK J. KENNEDY
When the government runs out of lenders, it can do something that households are forbidden to do: pr...
P. J. O'ROURKE
A player whose only offence in the past five years was a financial sanction will be eligible for a f...
ADRIAN ANDERSON
An invisible line has been crossed, and the decline in Rumsfeld?s tenure has now begun. He has gradu...
LOREN THOMPSON
These millionaire households understand that calculated risks are still a necessity within their por...
JEANETTE LUHR
As the baby boomers like me are retiring and getting ready to retire, they will spend whatever it ta...
DAVID RUBENSTEIN
You don't want a fund that had its best years with $5 million in assets.
CHRISTINE BENZ
I've been close to Dan and Kathryn for years and impressed by their financial ideas and philosophies...
DENIS WAITLEY
Reform is critical if we are to encourage businesses to offer a pension benefit now, while many work...
BRUCE JOSTEN
Work is the true elixir of life. The busiest man is the happiest man. Excellence in any art or profe...
SIR THEODORE MARTIN
That would be a dramatic religious reorientation of the company. That's what they need to do. That's...
JAMES POYNER
We not only help them integrate into the community and into the local labor market. But for a lot of...
BILL MANN

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There's a pervasive problem in trying to sort out whether there is something intrinsic about homeown...
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[Even supporters of the changes acknowledge that house prices would fall.] Almost any economic analy...
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The whole economic pie would be larger.
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More firm and sure the hand of courage strikes, when it obeys the watchful eye of caution.
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Statues and pictures and verse may be grand, But they are not the Life for which they stand.
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When I sing for myself, I probably sing for anyone who has any kind of hurt, any kind of bad feeling...
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Profit is not the legitimate purpose of business. The legitimate purpose of business is to provide a...
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Never just run through a study because you happen to be familiar with it, but use it to see what you...
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A lie can be halfway round the world before the truth has got its boots on.
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My expectations of other people, I double them on myself.
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But ever since I was a kid, I was always the winner.
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I think the one thing this picture shows that's new is the psychological disproportion of the ki...
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When an actor plays a scene exactly the way a director orders, it isn't acting. It's followi...
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To grasp the full significance of life is the actor's duty; to interpret it his problem; and to ...
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An actor must interpret life, and in order to do so must be willing to accept all the experiences li...
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I used to fly around quite a bit, you know? I took a lot of unnecessary chances on the highways. And...
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Studying cows, pigs and chickens can help an actor develop his character. There are a lot of things ...
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I don't want anything seventy-thirty. Fifty-fifty's always good enough for me. I don't w...
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I also became close to nature, and am now able to appreciate the beauty with which this world is end...
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Buy a book in brown paper
From Faber and Faber
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Until the nineteen-seventies, Western countries paid little attention to corruption overseas, and br...
JAMES SUROWIECKI
Undisclosed and illegal payments, kickbacks, and bribes became a way of doing business at FIFA.
JAMES COMEY
But what is all this fear of and opposition to Oblivion? What is the matter with the soft Darkness, ...
JAMES THURBER
All are equal
Death lays his icy hand on kings:
Sceptre and crown
Must tumble down,
And...
JAMES SHIRLEY
Editing should be, especially in the case of old writers, a counseling rather than a collaborating t...
JAMES THURBER
Some American writers who have known each other for years have never met in the daytime or when both...
JAMES THURBER
When all things are equal, translucence in writing is more effective than transparency, just as glow...
JAMES THURBER
I am against bigness and greatness in all their forms, and with the invisible molecular moral forces...
WILLIAM JAMES
The most violent revolutions in an individuals beliefs leave most of his old order standing. Time an...
WILLIAM JAMES
On the cold cheek of Death smiles and roses are blending, And beauty immortal awakes from the tomb...
JAMES BEATTIE
Be ignorance thy choice, where knowledge leads to woe.
JAMES BEATTIE
Besides great climates and lovely beaches, California and Greece share a fondness for dysfunctional ...
JAMES SUROWIECKI
I was a Chicago Bulls, Michael Jordan fan growing up.
LEBRON JAMES
Bulls don't read. Bears read financial history. As markets fall to bits, the bears dust off the ...
JAMES BUCHAN
We have two programs dealing with bulletproof vests, two different systems of actually distributing ...
JAMES LANKFORD
For me, the bulimia was about stuffing my emotions. So I stopped suppressing my feelings.
CHERYL JAMES
As a technology, the book is like a hammer. That is to say, it is perfect: a tool ideally suited to ...
JAMES GLEICK
The fact is, an America's Cup team is more than a sailing team. It's anywhere from sort of 8...
JAMES SPITHILL
Every nation whose affairs betray a want of wisdom and stability may calculate on every loss which c...
JAMES MADISON
They can shout down the head of the physics department at Cal Tech.
JAMES STOCKDALE
The rise of computer crime and armed robbery has not eliminated the lure of caged cash.
JAMES CHILES
I think most people read and re-read the things that they have liked. That's certainly true in m...
JAMES LAUGHLIN
I have made things for Calvin Klein and other designers, and it's interesting to see the way eac...
JAMES TURRELL