For all its financial weight, Mitsubishi UFJ doesn't seem to have a clear business strategy. This bank doesn't appear to be going in any one direction.

Systems integration is our chief concern. After that we care about how its business is going.

It's better to add hybrid cars and other fuel-efficient models to the company's lineup, as the market for those vehicles is booming. Consumers are purchasing them even though they are more expensive than conventional gasoline cars.

It makes sense to look overseas as I doubt there'll be much demand for lending in Japan.

This moves Sumitomo Trust into a new field - consumer finance. It's not at all a bad move.

Business is like eating, your weight gain depends on what you're eating.