For the last two or three years, we've seen a real spike in home equity lending. Frankly, all the lenders have marketed this.

I don't think it's a secret we're not going into this tournament, despite playing at home, as the favorite.

If we can make it to Saturday, that means we'll take home a trophy. Any combination it takes to get to Saturday is fine with us.

You are seeing that less and less now.

You are still at or slightly below the hottest waterfront properties in Florida. Among the one or two highest escalation in price all around Florida is Naples and soon after there's Cape Coral and Fort Myers.

It used to be just the additional cost of the mortgage that you looked at. Now, you are going to have multiples of costs associated with that move. Now it's the additional cost of homeowner's insurance, windstorm insurance and your tax increase.