generals to lead by example.

If you talk to pension funds, for example, there is widespread recognition that commodities need to be in a portfolio.

For example, a taxpayer in the 25 percent marginal tax bracket would save $250 in taxes by making a $1,000 contribution. However, as Dan explained, although the federal government will lose $250 in tax revenue there is $1,000 going to benefit hurricane victims that the government doesn't have to spend. Put differently - the taxpayer, the federal government and the victims of hurricanes Katrina and Rita all win.

Bonds are going through a nervous breakdown now.

Finally people are recognizing the economy's in good shape and so are profits. You have rates rising slowly, but you still have a recipe for strong earnings. This actually is good for stocks.

Finally, people are recognizing the economy's in good shape and so are profits.