Having sufficient equity . . . is now an essential requirement because it is no longer possible to secure cancellation insurance cover of the requisite magnitude for an event the size of the FIFA World Cup.

The fee per referee has doubled from South Korea and Japan four years ago when it was $20,000 each. For the first time we're also giving something to the referees and assistants who don't make it. They've worked hard and come a long way, even if in the end they weren't successful.

We consider the technology is not yet ready.

It was very scary and knowing insurance didn't cover it -- that was very scary and we just wanted a child of our own so badly that we were willing to do just about anything.

You're not financing the mortgage insurance and you build equity faster.

Yes sir, ... I have some tin that got lifted up by the rain, but my insurance won't cover it because the roof is too old.