I don't think anyone would have believed that we would see erosion in Aetna's health care plans, but that's what happened.

I'm very concerned about it, because their health risk business is clearly deteriorating, and its really not showing any signs of improvement.

What it suggests is that they experienced more revenue erosion than they had counted on for January. It's encouraging for the long-term. They have a much higher cost base than they should given the size of their company so they need to right-size it. It's hard to lay off that many people, but they need to do it. I give them credit.

What the market is saying is these are companies that are in a distressed state and ... may end up in Chapter 11. The market may or may not prove to be right.

They'll be right in my back yard. If we don't get (the development) stopped, are we going to live in an industrial park?

Third-party payers of medical bills, whether public or private, often collectivize health care and allow some individuals to impose their bad health decisions on the rest of us.