I don't view it as a risk at all.

Our preliminary research indicates that hybrid owners tend to fall into the preferred insured category, and at Travelers, lower risk drivers are rewarded with lower premiums. Additionally, hybrid vehicle sales have at least doubled every year since the first car was offered in the U.S. in 1999. This trend shows no signs of slowing, and Travelers intends to serve this growing market with innovative products to meet the changing needs of our customers.

To be able to lock in those kinds of returns — without risk — is attractive to investors at a time when bond investments are lucky to be break even.

People are concerned this is a risk.

I'll be most relaxed and happy after the rocket takes off.

Just to float in the air is such a great experience. I'm still literally on cloud nine about it.