I have never witnessed, nor will I live long enough to witness, a more simplistic crime than me stealing your identity.

The front of a cheque alone gives someone enough information to steal your identity.

The truth is, your identity already has been stolen.

The police can't protect consumers. People need to be more aware and educated about identity theft. You need to be a little bit wiser, a little bit smarter and there's nothing wrong with being skeptical. We live in a time when if you make it easy for someone to steal from you, someone will.

I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.

We should be very concerned: if identity theft is so simple to do, what's to stop me from entering this country and assuming the identity of someone else for the sole purpose of living here illegally for terrorist reasons? That alone would be a concern.