I have seen debt ratios as high as 70 percent or 80 percent. But somehow these people have found a way to pay their housing debt and keep their credit score high.
Anthony Hsieh
Related If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest cred... KAY BELL [Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these da... ANTHONY HSIEH We had records in low-end, mid-range and high-end servers. In fact all of these server categories gr... ED ZANDER Well, I guess they (Pack coaches) might have lied to us. But 70 percent - that's still too high. ENGIN ATSUR About 70 to 80 percent of those who could've filed before can still file without worrying about whet... DICK MARTIN Hospitals that get sold are those that can't cover debt or get their debt-to-asset ratios way out of... DAVID PLOSS When you think of the person who goes to Disneyland and spends $500 and puts it on the credit card a... DAN CASEY An example of good debt is the debt on the apartment houses I own. That debt is good only as long as... ROBERT KIYOSAKI As a general rule, as income rises, so debt increases, but in the very low income groups we find an ... GOOLAM BALLIM We have already taken major steps toward these goals by slashing our debt by more than $600 million ... LAWRENCE WEINBACH By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-... JEAN CHATZKY With a leveraged buyout, someone will borrow 70 to 80 percent of the purchase price and laden the co... COLIN GABRIEL In 2005, we executed a dynamic drilling program, posted a 16.2 percent daily production increase, ac... MARK G. PAPA Credit is an 'I love debt' score. DAVE RAMSEY Escaping from credit card debt can seem overwhelming. These calculators help consumers visualize the... JUSTIN MCHENRY If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you ha... JANE BRYANT QUINN Their pay will be docked for the loss of their boats ... they may even have a lifelong debt. DAVID MCKENZIE The institutions the students designated to get score reports have received notice, as well as their... JENNIFER TOPIEL Most poor families are living completely unassisted in a private rental market, devoting most of the... MATTHEW DESMOND I've seen interest rates as high as 26.5 percent. Unfortunately, students are very, very, very poor ... DEBORAH GODFREY Currently, only 70 percent of our high school students earn diplomas with their peers, and less than... RUBEN HINOJOSA People are spending to rebuild their lives, even if they don't have a job or have lost their home. I... GREG ALBRECHT I am on the road 70 to 80 percent of the year. INGRID JENSEN Those weeds have been reduced by the 70-80 percent range in my counties (Lake and Chaffee). LARRY WALKER College dropouts with significant debt struggle with repayment over the course of their lives and do... HANK JOHNSON For 2006 as a whole, the first quarter should prove a one-hit wonder, as higher debt payments, energ... LESLIE PRESTON The legislation includes raising interest rates on student loans to 6.8 percent, as opposed to 4.7 p... GEORGE KNOX It is one thing to take as a given that approximately 70 percent of an entering high school freshman... JAMES S. COLEMAN There is no doubt that Malawi needs 100 percent debt cancellation as soon as possible, and I will do... JEFFREY SACHS In fact - statistically, as you know - people have done polls, research, and at least 80 percent or ... PAT BOONE I'd rather have 50 people at 100 percent of their pay than 100 people at 50 percent, ... If you don'... GORDON BETHUNE Over the past decade we have improved the forecasting of La Nina and El Nino so that we can now pred... JACK KELLEY That is huge for affluent high earners who have a lot of debt. ALAN MARTIN We had 70 percent failing, now we have up to 70 percent proficiency. KATIE DECKER I'd say it's about 20 percent who are athletes and 80 percent students who see this as a good opport... BOB RUCKA The things you need to do remain the same. You have to pay your bills on time and keep your debt lev... GREG MCBRIDE I have about 80 percent compliance. For students who don't have a digital picture, I bring a digital... JACK MATSON You know the most important thing the Americans did for Iraq apart from liberating the country from ... AHMED CHALABI When you meet people who are spending 70, 80 percent of their income on rent, eviction becomes much ... MATTHEW DESMOND Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm... ROBERT KIYOSAKI I'm not sure which form it will take -- maybe a lengthy period of subdued consumer spending or somet... JAN HATZIUS The standard of 'affordable' housing is that which costs roughly 30 percent or less of a fam... MATTHEW DESMOND Despite the risks to the economy, such as a potential retrenchment by consumers or the whole questio... CAREY LEAHEY Contract manufacturers have seen their inventory grow 104 percent year-to-date, versus revenue growt... DANIEL NILES The already ailing companies cannot afford to pay the high interest rates, ranging from 14 percent t... ERNOVIAN G. ISMY we are well on our way to our goal of 50 percent online - and actually think that after 50 percent i... MICHAEL DELL Usually, one would see a ratio of less than 50 percent for industrial and transportation companies; ... PHILIP BAGGALEY We don't have a ton of second swims to show for, but our guys really worked their tails off. If we c... DAN ROSS The massive debt we have racked up to finance our wasteful government is pulling down growth today. ... JEFF SESSIONS [Increased interest rates might also mean a smaller pay raise as well as a more gradual increase in ... DAVID ORR I think we ought to ban earmarks. I think we ought to give citizens the opportunity to designate up ... CARLY FIORINA Most people don't focus on the first 10 percent or 80 percent, but rather the last 10 percent that d... BILL CORDES Our self-pay as a percentage of our overall business isn't that high, from a relative standpoint, ..... MIKE GREEN If the builder is going to try and resell in a couple of years, he is not going to build a slum. Ten... DENNIS SMITH What these buildings have in common is that they are all 100 percent leased and occupied by financia... ANTHONY DEFAZIO We live in a prosperous nation, but people have mortgaged their future. Debt is standing in the way ... GREG PETSCH As I have been walking door to door, at least 80 percent of the people would rather see a sales tax ... DANIEL M. KOZUB It used to be that spending more than 30 percent of your income on housing costs was a major cost bu... BRUCE NISSEN You can't deal with being odd? ... Become like them... Become drug delear... DEYTH BANGER In most of these places, 65 percent or 70 percent of the people who live in trailer parks are senior... ED SPERAW 80 percent of our global fish stocks are fully exploited, overly exploited or have collapsed. Two bi... BARTON SEAVER If you ask the question of Americans, should we pay our bills? One hundred percent would say yes. Th... PETER WELCH As long as housing prices don't go down, consumers have more equity they can borrow against. If mort... PETER MORICI our royalties ? could be as high as 10 percent of total system prices. FREDERICK WARREN Our national debt after all is an internal debt owed not only by the Nation but to the Nation. If ou... FRANKLIN D. ROOSEVELT We've seen a stabilizing of the market. We're not seeing 80 or 100 percent increases. LARRY MATHEIS It takes an average of at least four months for consumers to pay off holiday credit-card debt. Makin... ELAINE WEISS I found through research that between 50 and 70 percent of young girls who describe themselves as ov... DOMINIQUE DAWES Information-only Web sites are a thing of the past. Jewelers should have 80 percent of their goods o... LIZ CHATELAIN Part of the reason we were elected is because debt had gotten so high. I wasn't elected to increase ... GARY BOLDING It's funny: I always, as a high school teacher and particularly as a high school yearbook teache... ROB THOMAS But we had a debt to pay. CHARLIE STRICKLAND And rates are not likely to be adjusting downward. Households are paying about 13.75 percent of thei... PAUL KASRIEL Talking about Korea, it has pretty high capital ratios at banks and maintains a good credit rating. LEE MYUNG-BAK Even with zero-percent financing, monthly payments for SUVs are still high, ... Consumers being will... CARL TANNENBAUM The missing link is jobs. But I would guess the odds are 70 or 80 percent that we're going to see st... BILL STERLING I had one new couple who had $20,000 in credit card debt. They couldn't make their monthly payments. JUDY MARTINDALE We have seen this in the early payment by Russia of Paris club debt and the increase in euro in thei... DAVID BLOOM I think a lot of Americans are in credit card debt since it is so easy to get credit these days. JANELLE WITTENBURG People love high ideals, but they got to be about 33-percent plausible WILL ROGERS For 97 percent, no amount of counseling in debt management would help them. The only thing they have... BRAD BOTES Lukashenko cannot have won 80 percent! ALEXANDER KOZULIN Often, evicted families also lose the opportunity to benefit from public housing because Housing Aut... MATTHEW DESMOND We are also praying for t strength of the peso since only 5 percent of our capital is equity [and 95... CYRIL DEL CALLAR The downgrade reflects expectations for debt reduction in 2006, which while meaningful is neve... JOE MORIN You know, you look at term limits, you poll term limits, 70, 80 percent of Republicans or Democrats ... RAND PAUL 48 percent intentionally decreased their work effort, • 47 percent intentionally decreased the tim... CHRISTINE PORATH We can recognize and give credit where credit is due, to the debt of taste we owe Europe, but we hav... BILLY BALDWIN That's still pretty high for this time of year. We usually average an 80 percent capacity in the sum... DONNIE SMITH Whether people want to do business or sell things online, reach new people and be found, showcase th... DAVID RUSENKO A lot of people get a home equity loan and do it on their own, short of going to a credit counseling... FRITZ ELMENDORF When gross public debt exceeds 90 percent of GDP, economic growth tends to decline considerably. KEVIN MCCARTHY Consumers are very concerned with value given high gas prices, interest-rate increases and high debt... JACKIE FERNANDEZ Marc has been wrestling really tough. I have seen a 100 percent turnaround in the last couple weeks.... JARED DIGMANN When President Roosevelt signed Social Security into law in 1935, 65 percent of African Americans na... TA-NEHISI COATES The cost of college education today is so high that many young people are giving up their dream of g... BERNIE SANDERS [If you carry a balance, you should by all means use this low-rate environment to lower your finance... ROBERT MCKINLEY All these guys think they can shoot a 72. If they were capable of hitting 90 percent of their shots,... GLEN EWING The program doesn't have the ability to pay it back or to service debt of that size. DAVID MAURSTAD Credit card debt is almost always bad. At the very least, make sure that the amount of credit card d... JAMES KIBLER
More Anthony Hsieh
We've seen a dramatic pickup in these loans since rates starting going up, ANTHONY HSIEH If you own your own home free and clear, people will often refer to you as a fool. All that money si... ANTHONY HSIEH We love debt in America more so than any other country. ANTHONY HSIEH Over the last five years, credit scores have been refined to the point where they are now one of the... ANTHONY HSIEH [You may be able to get the best deal on rates and closing cots from your current lender.] But don't... ANTHONY HSIEH Clearly these loans aren't for everyone. Unless you've been disciplined about saving the difference ... ANTHONY HSIEH The lending industry is doing what it can to get a piece of the shrinking pie. You're going to see m... ANTHONY HSIEH But don't just call your lender out of the blue. See what others are offering and then go to your ow... ANTHONY HSIEH We did a million-dollar loan for one gentleman who got four round trip tickets on that loan. ANTHONY HSIEH Anytime the 30-year fixed rate goes over 6 percent, consumers start asking for an alternative produc... ANTHONY HSIEH [Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these da... ANTHONY HSIEH [With the report now out, rates could come up even more.] Most lenders will increase rates by a quar... ANTHONY HSIEH There seems to be a sense of urgency, especially among first-time buyers. We're seeing people in the... ANTHONY HSIEH From a fixed-income point of view, which I'm looking at, it's a little bit disappointing. We have se... ANTHONY HSIEH People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH [Few people will argue that consumers haven't benefited from these changes.] Keep in mind that 20 ye... ANTHONY HSIEH The attractiveness of this product is flexibility, but that flexibility sometimes can get people in ... ANTHONY HSIEH Life is partly what we make it, and partly what it is made by the friends we choose. TEHYI HSIEH Lean too much on the approval of people, and it becomes a bed of thorns TEHYI HSIEH We asked ourselves what we wanted this company to stand for. We didn't want to just sell shoes. ... TONY HSIEH Action will remove the doubt that theory cannot solve PEHYL HSIEH For me, the most fun is change or growth. There are definitely elements of both that I like. Launchi... TONY HSIEH I don't want any political interference in criminal investigations by prosecutors. FRANK HSIEH The government can still have management control over Bank of Taiwan, but it can have participation ... FRANK HSIEH For national security considerations, we hope the opposition will approve the new bill as soon as po... FRANK HSIEH Please, it is meaningless for you [reporters] to continue your wild guesses, ... As time goes by, yo... FRANK HSIEH When I took my oath last year, Adviser Peng was also a witness, and his remarks last year were prett... FRANK HSIEH We can't meet our customers' demand right now, especially with DDR2 and flash memory chips. BRIAN HSIEH The DRAM market will be quite good this year, if you look at the supply side. BRIAN HSIEH The purchase will solve the urgent need for capacity expansion. We are facing mounting pressure to m... BRIAN HSIEH For me, my role is about unleashing what people already have inside them that is maybe suppressed in... TONY HSIEH The merger will help lower costs by expanding production capacity. The combination will narrow the g... DAVID HSIEH It's a good sign for the (LCD) industry. DAVID HSIEH The Christmas sales exceeded our forecast. We have raised our forecast for a second time. DAVID HSIEH There are so many things to do when you have to do them all by yourself. FRANK HSIEH It's only reasonable that policies should have the support of over 75 percent of the people. But it ... FRANK HSIEH At that time, I and many volunteers felt encouraged and that our efforts were worthwhile, FRANK HSIEH The damage and casualty situation right now looks as if we have had some good fortune in the midst o... FRANK HSIEH We think that the water has been buried below the surface of asteroids. It's basically been preserve... HENRY HSIEH This acquisition provides the Cornerstone group of companies the chance to leverage our worldwide ma... JEFF HSIEH This acquisition provides the Cornerstone group of companies the chance to leverage our worldwide ma... JEFF HSIEH McDonald's is one of the most popular and trusted brands in the world with loyal customers throughou... JEFF HSIEH We worked so hard, spent so much time in weight room and in camps to be where we are today. We wante... ANTHONY DAVIS Mental illness leaves a huge legacy, not just for the person suffering it but for those around them. LYSETTE ANTHONY You have to speak from a place where all is possible. When you speak from a place where there's ... ANTHONY JOSHUA I'm a natural clown, I suppose, in writing, and one has to accept that; I can't do anything ... ANTHONY BURGESS I enjoy journalism; anybody does. You see the results immediately; you've got an immediate audie... ANTHONY BURGESS To write is to become disinterested. There is a certain renunciation in art. ANTHONY BURGESS When I first began to write fiction, I didn't think I was a comic writer; I thought I was a seri... ANTHONY BURGESS I went abroad to Malaya and came back and tended naturally to gravitate towards the south, I suppose... ANTHONY BURGESS A novelist should not be too intelligent either, although... he may be permitted to be an intellectu... ANTHONY BURGESS Books in a large university library system: 2,000,000. 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ANTHONY ROBBINS A real decision is measured by the fact that you've taken a new action. If there's no action, you ha... ANTHONY ROBBINS We will act consistently with our view of who we truly are, whether that view is accurate or not. ANTHONY ROBBINS In essence, if we want to direct our lives, we must take control of our consistent actions. It's not... ANTHONY ROBBINS Action is the foundational key to all success. ANTHONY ROBBINS I judge a man by his actions with men, much more than by his declarations Godwards -- When I find hi... ANTHONY TROLLOPE Book love... is your pass to the greatest, the purest, and the most perfect pleasure that God has pr... ANTHONY TROLLOPE The lounge of the main hotel is full of jollity, with large comfortable men sitting in braces; the b... ANTHONY SAMPSON Many people make the mistake of thinking that all the challenges in their lives would dissipate if t... ANTHONY ROBBINS Building a solid organ like the liver in the lab is different and harder than with an organ like the... ANTHONY ATALA Surmounting difficulty is the crucible that forms character. ANTHONY ROBBINS Quality questions create a quality life. Successful people ask better questions, and as a result, ... ANTHONY ROBBINS The single most powerful tool for winning a negotiation is the ability to get up and walk away from ... ANTHONY ROBBINS Personal power is the ability to take action. ANTHONY ROBBINS The secret of success is learning how to use pain and pleasure instead
of having pain and pleasure u... ANTHONY ROBBINS The higher your energy level, the more efficient your body The more efficient your body, the better ... ANTHONY ROBBINS It's in your moments of decision that your destiny is shaped. ANTHONY ROBBINS CANI! - (pronounced kuhn-EYE) stands for Constant And Never-ending
Improvement. ANTHONY ROBBINS Any time you sincerely want to make a change, the first thing you must do is to raise your standards... ANTHONY ROBBINS For changes to be of any true value, they've got to be lasting and consistent. ANTHONY ROBBINS I've continued to recognize the power individuals have to change virtually anything and everything i... ANTHONY ROBBINS And above all things, never think that you're not good enough yourself. A man should never think tha... ANTHONY TROLLOPE What we can or cannot do, what we consider possible or impossible, is rarely a function of our true ... ANTHONY ROBBINS All personal breakthroughs being with a change in beliefs. So how do we change? The most effective w... ANTHONY ROBBINS Beliefs have the power to create and the power to destroy. Human beings have the awesome ability to ... ANTHONY ROBBINS If you develop the absolute sense of certainty that powerful beliefs provide, then you can get yours... ANTHONY ROBBINS One of the better definitions of insanity - doing the exact same thing over and over and expecting t... ANTHONY KIEDIS Why after the dust settles, someone has to come by and blow at it, stirring it up into the air again... ANTHONY LICCIONE Believe me, It would be better if we didn't meet again. Go back to school. Go back to your life. And... ANTHONY HOROWITZ We are rich in hearts, but poor with love. ANTHONY LICCIONE Live life fully while you're here. Experience everything. Take care of yourself and your friends. Ha... ANTHONY ROBBINS When a man cannot choose, he ceases to be a man. ANTHONY BURGESS There are people that will give you time when it shines, then fade away when it shades. ANTHONY LICCIONE Even a rock moves on. ANTHONY LICCIONE I think of the friendships I've strained, the generosity I've exploited, the bridges I've torched. D... ANTHONY ERVIN It's not what we do once in a while that shapes our lives. It's what we do consistently. ANTHONY ROBBINS Every corner and room of a house will carry memories, make these the most pleasurable times you shar... ANTHONY LICCIONE Every problem is a gift - without problems we would not grow. ANTHONY ROBBINS I've wanted to feel pleasure to the point of insanity. They call it getting high, because it's wanti... ANTHONY KIEDIS There will always be haters. And the more you grow the more they hate; the more they hate the more y... ANTHONY LICCIONE To save face, it's better not to ask sex from the ex, but to give everything the axe. ANTHONY LICCIONE The aura of the theocratic death penalty for adultery still clings to America, even outside New Engl... ANTHONY BURGESS We all need money, but there are degrees of desperation. ANTHONY BURGESS The truth is that we can learn to condition our minds, bodies, and emotions to link pain or pleasure... ANTHONY ROBBINS Have a strong mind and a soft heart. ANTHONY D'ANGELO There is no greatness without a passion to be great, whether it's the aspiration of an athlete or an... ANTHONY ROBBINS Passion is the genesis of genius. ANTHONY ROBBINS