I know, I've been there and done that. I can't see the logic of a bloke earning good money here wanting to go to America to get his backside blown off.

For I consider brains far superior to money in every way. You may have noticed that if one has money without brains, he cannot use it to his advantage; but if one has brains without money, they will enable him to live comfortably to the end of his days.

Clinging to any form of conservatism can be dangerous. Become too conservative and you are unprepared for surprises. You cannot depend on luck. Logic is blind and often knows only its own past. Logic is good for playing chess but is often too slow for the needs of survival.

Everything has to come to an end, sometime.

Donating a stock, ... is the best way to give money.

He just didn't have the money to pay for the photo processing, so he tried to cut expenses.