I think the main thing is if you are planning a big trip, overseas especially, you need to start planning at least 8 months before.

We're planning a couple of more,

We put everything from college educations right on down on the charge card because we get a frequent flyer mile every time for every dollar that we spend. Hopefully the airline won't go out of business and we will be able to use them, I don't know.

We have families that come and go. What can we do as an agency to fit into the protocol, other than just making reports?

And it's not slowing down. Even when you get warm weather like we've had, they're still trying to pay the bills from last month.

You need to play to your strengths as a couple. Sharing is really awesome when you're messing around with Play-Doh in kindergarten. It's less awesome when you're adults and one of you is good at something and the other person sucks at it. So just let the more skilled person take the reins.