I think the underlying economy is still pretty darn good.

Many bought into the idea that America could go from a technology-based, export-oriented powerhouse to a services-led, consumption-based economy - and somehow still expect to prosper. That idea was flat wrong. Our economy tilted instead toward the quicker profits of financial services.

Our third quarter looks promising, and we remain comfortable with the targets we've communicated for the full year.

We've planned for tough this year and we weren't disappointed,

I made a few tough calls in 2005 that may have had a short-term impact on the stock.

I'm responsible for this company. I stand behind the results. I know the details, and I think the CEO has to be the moral leader of the company, ... I think high standards are good, but let's not anybody be confused, it's about performance with integrity. That's what you have to do.