I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.
Suze Orman
Related If your mind is clear as to what you are trying to do, if you can say what you want out of life and ... MARI ADAM Every day, you get the opportunity to change your life. Change what you do not want. Change what mak... RODOLFO COSTA If you want something to change your life, you must first let it! N. S. COLE You will be able to change your life to what you want it to be only by taking responsibility for you... EDDIE DE JONG If you intend to change, decide what you want and live your life accordingly. STEVE MARABOLI No one should go without their medication. If you are a Medicare beneficiary, do not leave the pharm... MIKE LEAVITT You can change your life and make it what you want it to be, but only if you take consistent action. EDDIE DE JONG Life will not change if you change the content of your life. It will change if you change the contex... DEBASISH MRIDHA You are heir to a heavenly fortune, the sole beneficiary of an infinite spiritual trust fund, a prov... ANTHON ST. MAARTEN The chief beneficiary of life insurance policies for young, single people is the life insurance agen... WES SMITH If you write a post and put it on a blog, that's a historical document. If you change your template,... JOSH GREENBERG If you want something make it a priority. If you can't make it a priority, then it isn't something y... AKIROQ BROST If you want to have the time of your life, change how you use the time in your life. TIM FARGO If you don't get what you want, you suffer; if you get what you don't want, you suffer; even when yo... DAN MILLMAN If you don't get what you want, you suffer; if you get what you don't want, you suffer; even when yo... SOCRATES Still the voices of your critics. Listen intently to your own voice, to the person who knows you bes... STEVE GOODIER If you want your life to be more rewarding, you have to change the way you think. OPRAH WINFREY Concentrate on what you want to say to yourself and your friends. Follow your inner moonlight; don't... ALLEN GINSBERG Change your attitude and you change your life. You cannot control what happens to you in your ... ROY BENNETT Every Medicare beneficiary can choose whether they want prescription drug coverage or not, TOM DASCHLE The best way to check what you want is to first imagine that you have nothing and then check if the ... VIKRMN You must train your intuition -- you must trust the small voice inside you which tells you exactly w... INGRID BERGMAN You must train your intuition - you must trust the small voice inside you which tells you exactly wh... INGRID BERGMAN It is not a person or situation that affects your life; it is the meaning you give to that person or... SHANNON L. ALDER Your value does not decrease if there is someone’s inability to see your worth. Remind yourself of... DR ANIL KUMAR SINHA BELIEVING IS SEEING what you want! Seeing, might be believing, what you don't want! Your inside eyes... CHRIS DISANO DAVENPORT No one is in control of your happiness but you; therefore, you have the power to change anything abo... BARBARA DE ANGELIS No one is in control of your happiness but you; therefore, you have the power to change anything abo... BARBARA ANGELIS It's a philosophy of life. A practice. If you do this, something will change, what will change i... VIVIENNE WESTWOOD If you want to change the way you eat, you need to change your environment. BETHANY THAYER Decide that life is good and you are special. Decide to enjoy today. Decide that you will live life ... DONNA FARGO Ralph Jones IRA (deceased) F/B/O [for the benefit of] Marie Jones, beneficiary. ED SLOTT Live beyond your fear. This is your life, the good, the bad, all yours. The change you want is beyon... AVINA CELESTE Whatever you hold in your mind will tend to occur in your life. If you continue to believe as you ha... BRIAN TRACY You control your own destiny. Never let anyone put you in a box and say 'This is your space'; You ha... MICHELLE GEANEY Why not risk your life, if you don't want to live anyway? Why not risk your life if you'll never be ... CASSANDRA CLARE At any given moment, your circumstances can change. You may not be where you want to be right now. Y... AMAKA IMANI NKOSAZANA Wherever you are, be there totally. If you find your here and now intolerable and it makes you unhap... ECKHART TOLLE I don't believe we ought to discriminate against people because of their sexual orientation. If ... LIZ CHENEY If you want to change the fruits, you will first have to change the roots. If you want to change the... T. HARV EKER You have the power to change the happiness level in someone’s life and in the process you change y... SHEILA BURKE You have the power to change the happiness level in someone’s life and in the process you change y... SHEILA M. BURKE If you want your kids to believe what you believe, you got to live what you say you believe in. Is i... FRANCESCO NICHOLAS CECE If you want to be a grocer, or a general, or a politician, or a judge, you will invariably become it... OSCAR WILDE It's your choice what you want to say: compliments or complaints. SARVESH JAIN If the child is the direct beneficiary, then all of the IRA assets go to the child upon the mother's... MIKE JANKO If you want to be like Superman then you gotta say no to all the cryptonite in your life. GEORGE M. ETHERIDGE A great leader must learn to plant trees whose fruits his generation will not be a beneficiary in it... DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) If you want to change yourself, you have to change your point of view. NINA HRUSA Change the world:
Change the way you THINK, and you change your attitude;
Change your ATTITUDE, and ... JOHN B. BEJO Be more aware of who you truly are and what you want.
Build your self-awareness to Unlock your Poten... ALLEN PARKER You want these back, don't you? You want me out of here so you can come back and take over where you... DANIEL KEYES If you want what you're saying heard, then take your time and say it so that the listener will a... MAYA ANGELOU If you want to be somebody else, change your mind. SISTER HAZEL You can't change your life. What you can change is YOUR APPROACH. TAPAN GHOSH If you are not getting the results you want change your technique VALARIE ROCHA Part of what I do and what I want to do is I want to bring art into the everyday life. If you can ta... KENNY SCHARF I think it was all right. If you change your mind and you want to go back and change it, you have th... CHARLES MAGEE Understand that change is constant. Whether you like it or not, your friends will change, your envir... ADNAN BAHATTI The Words You Say Will Influence Your Clients Today, So Choose Your Words Wisely... Negative or Posi... DR.'S RICK AND SUSANN CRAWFORD Your business isn't about what you want. It's about what your customers want! You must be willing to... JOHN DI LEMME If you decide you want to change your life around, it doesn't matter where you came from, what y... ADRIENNE BAILON Once you take responsibility for what is happening in your life, your view of things change. You don... CELESTINE L. GRAY Do you want to spend the rest of your life selling sugared water or do you want a chance to change t... STEVE JOBS Most people say use your head; I say use your heart. It will guide you closer to where you want to b... KIM HA CAMPBELL Trust is such a devious term. When you trust someone, are you not merely assuming that they are what... LIONEL SUGGS If you live your life to please everyone else, you will continue to feel frustrated and powerless. T... BEVERLY ENGEL The truth of the matter is that there's nothing you can't accomplish if: (1) You clearly decide what... ANTHONY ROBBINS Just wait. It will be a massive change. I would say to Wolfeboro: You don't really know what the pos... DONALD FISKE Just wait. It will be a massive change. I would say to Wolfeboro, you don't really know what the pos... DONALD FISKE Just wait. It will be a massive change, ... I would say to Wolfeboro, you don't really know what the... DONALD FISKE This is your moment. You're meant to be here. HERB BROOKS All I want from you is to trust me with what little you can, and grow in loving people around you wi... WILLIAM PAUL YOUNG You must stay home. It will change your life, HENRY WINKLER I think we'll be the beneficiary of getting a look, MARK JENKINS “Words matter. Change your words and you will change your world” JEFF KRANTZ This is your life, not someone else's. It is your own feeling of what is important, not what people ... ELEANOR ROOSEVELT You don't want the perception of correction to lie in one individual's mind. And follow up with a do... HARRY E. CHAMBERS Just wait. It will be a massive change, ... I would say to Wolfeboro: You dont really know what th... DONALD FISKE You can approach the act of writing with nervousness, excitement, hopefulness, or even despair–the... STEPHEN KING You see your children growing. You look at your grandchildren, and you say to yourself, 'What if... THOMAS S. MONSON Participate in your own dreams, don’t just say what you want or complain about what you don’t ha... STEVE MARABOLI I want to be the friend you fall hopelessly in love with. The one you take into your arms and into y... TAHEREH MAFI Whether you choose to move on from your struggles and enjoy life or waddle in your misery, life will... GERMANY KENT So when we say to ourselves, or to others, 'You should obey God,' what we mean is 'We want what God ... ANDREW T. WALKER If you say your a man of your word and in the end you have no words what does that make you STARGAZER How would your life be different if…You stopped focusing on what you didn’t want and started foc... STEVE MARABOLI If you're convinced as an artist of what you're doing, the only move is to, no matter what p... ZEDD Your place in life you can always change, whether you have the gift or not. But you cannot change wh... TAMORA PIERCE Not to want to say, not to know what you want to say, not to be able to say what you think you want ... SAMUEL BECKETT So what do you desire to do? What do you really want to do as a person? You need to stop and documen... MYLES MUNROE If you want to be promoted higher tomorrow, then you have to change your position tomorrow SUNDAY ADELAJA Focus on your work. Do what you're great at. Don't compare yourself to others and or waste time crit... GERMANY KENT If you want to change the world, pick up your pen and write. MARTIN LUTHER Dare to follow your own paths. Dare to be yourself. Dare to be different. LAILAH GIFTYAKITA Long-time viewing of Internet violence tend to change a person's temperament, making the person pron... YOU QUANXI If positive and healthy materials are absent, negative materials are sure to be dominant in the cybe... YOU QUANXI In a robust global business environment, our business units operated well in the first quarter. More... HARRY YOU The Board of Directors and I are pleased to recognize Peter's outstanding contribution to the succes... HARRY YOU We are pleased to close the books on 2004 following the painstaking review of almost five years of f... HARRY YOU
More Suze Orman
Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim... SUZE ORMAN Take free money. No matter how in debt you are, if your employer offers a matching contribution on a... SUZE ORMAN Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch... SUZE ORMAN Owning a home is a keystone of wealth - both financial affluence and emotional security. SUZE ORMAN If you are worried about job security and do not have an adequate emergency fund (ideally eight mont... SUZE ORMAN In January we start saving money, getting out of credit card debt, funding our retirement accounts, ... SUZE ORMAN I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to c... SUZE ORMAN The key to making money is to stay invested. SUZE ORMAN No one's ever achieved financial fitness with a January resolution that's abandoned by Febru... SUZE ORMAN The American dream is dead for the majority of America. SUZE ORMAN Recast your current problems into proactive goals. SUZE ORMAN I do not think I am successful just because I have money. I'm successful because I love who I am... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Estate planning is an important and everlasting gift you can give your family. And setting up a smoo... SUZE ORMAN Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful s... SUZE ORMAN When you lose something in your life, stop thinking it's a loss for you... it is a gift you have... SUZE ORMAN Every financial worry you want to banish and financial dream you want to achieve comes from taking t... SUZE ORMAN If there is anyone dependent on your income - parents, children, relatives - you need life insurance... SUZE ORMAN When you're happy you find pure joy in your life. There are no regrets in this state of happines... SUZE ORMAN It's impossible to map out a route to your destination if you don't know where you're st... SUZE ORMAN If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insu... SUZE ORMAN The only way you will ever permanently take control of your financial life is to dig deep and fix th... SUZE ORMAN When you are grateful - when you can see what you have - you unlock blessings to flow in your life. SUZE ORMAN A big part of financial freedom is having your heart and mind free from worry about the what-ifs of ... SUZE ORMAN People have got to learn: if they don't have cookies in the cookie jar, they can't eat cooki... SUZE ORMAN The way to build your savings is by spending less each month. SUZE ORMAN Like your home's closets, your financial clutter needs an overhaul every now and again, and the ... SUZE ORMAN If you have debt I'm willing to bet that general clutter is a problem for you too. 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The setbacks you may have today or next year will not kee... SUZE ORMAN Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed. SUZE ORMAN Your credit score affects the interest rates you're offered on credit cards and loans, can be us... SUZE ORMAN The most important loan to pay is your student loan. It's more important than your mortgage, car... SUZE ORMAN The new American dream is one of responsibility. What is the bottom-line number that you're goin... SUZE ORMAN It's better to do nothing with your money than something you don't understand. SUZE ORMAN The advantage of online banking is that you can pay bills superfast, and your account is automatical... SUZE ORMAN If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. Y... SUZE ORMAN It pays to be a fee fiend. SUZE ORMAN Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. Firs... 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money; I don't ... SUZE ORMAN While a reverse mortgage can indeed be a viable way to generate income, it is very important to unde... SUZE ORMAN A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ... SUZE ORMAN Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt... SUZE ORMAN I generally encourage people to make good on debts when they have enough money to repay them. But on... SUZE ORMAN What I've learned is that the audience is constantly rotating. Just because it feels like I'... SUZE ORMAN Every time you overhear something hurtful, I want you to do something kind for someone else. SUZE ORMAN If you're going down the street and you're going the wrong way, remember - God permits U-tur... SUZE ORMAN Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to unders... SUZE ORMAN A wise woman knows how to summon her courage and do what is right, rather than what is easy. SUZE ORMAN Remember: If the IRS suspects you haven't reported income, it can challenge returns from the pas... SUZE ORMAN So many financial dreams are thwarted by the failure to act upon good intentions. SUZE ORMAN The prenup needs to be drawn up months before the wedding, not days - it's not something you sla... SUZE ORMAN Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writin... SUZE ORMAN I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can... SUZE ORMAN It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - t... SUZE ORMAN He stilled my room, for sure. SUZE ROTOLO Everybody is waiting for cooler weather--and I am just waiting for you--. (Bob Dylan in a letter) SUZE ROTOLO Physics investigates the essential nature of the world, and biology describes a local bump. Psycholo... WILLARD VAN ORMAN QUINE It is one of the consolations of philosophy that the benefit of showing how to dispense with a conce... WILLARD VAN ORMAN QUINE 'Ouch' is not independent of social training. One has only to prick a foreigner to appreciat... WILLARD VAN ORMAN QUINE To be is to be the value of a variable. WILLARD VAN ORMAN QUINE