I would consider myself a rather staunch libertarian.

I consider myself not a conservative libertarian but a radical '60s libertarian.

I would consider myself more a passionate centrist.

I consider myself something of a raconteur. I have a rather audacious sense of humour.

If I had known how hard it would be to do something new, particularly in the payments industry, I would never have started PayPal. That's why nobody with long experience in banking had done it. You needed to be naive enough to think that new things could be done.

Men and machines are good at different things. People form plans and make decisions in complicated situations. We are less good at making sense of enormous amounts of data. Computers are exactly the opposite: they excel at efficient data processing but struggle to make basic judgments that would be simple for any human.