If inherently something works in the U.S. does not necessarily mean it works in Paris, Vietnam or Japan.

The Internet is global by nature.

I simply need to get my bills paid on time. It's Business 101.

You will find that governments in China, Myanmar and Vietnam have a much higher level of control over content. In countries like Korea, Taiwan and Japan, the privacy protections are much more similar to Europe or the United States.

Having it all doesn't necessarily mean having it all at once

A system doesn't necessarily mean rigid structure, but it means setting up organization that works for you.