If they are paying out all of their earnings as dividends and reinvesting none of them, that's worrisome. For most companies, that's not going to be sustainable.

Companies that are paying out their profits in dividends usually don't have great growth opportunities.

It makes sense for most people to have part of their portfolio invested in high-yielding stocks because they tend to be the cheaper stocks on the market and because they give you a little cushion in an otherwise volatile market.

They're not going to be any shortcuts.

We're not where we want to be on just about everything.

Right now, we're just in the middle of trying to find ourselves, that's where we are. We're not a bad team but we're not an elite team either. We're in the middle with a lot of other teams. We have to work hard to make ourselves a great team and, right now, we have a lot of hard work to do.