If we see an upward trend in delinquency ratios, we tighten our lending, but we have not had to do that.

The long-term trend of the market is upward, but it's not surprising that we had a pullback for a few sessions.

You have to look at the series trend, and [prices] are definitely in an upward move.

Behind these monthly fluctuations, mortgage lending is on a stable trend, though not as high as 2004 levels.

Spending was up, a little weaker than expected... Nevertheless, the trend has been upward and it looks like the consumer is still in the ballgame in terms of supporting economic growth.

While the order is not exactly the way we had presented it to the commission, we feel like we can work with the guidelines that have been given to us. And it is still good news for our customers. We are still able to move forward with our plans for the Attala plant. This is a very efficient plant. It's a proven plant. We're getting it for cents on a dollar.