If you had any conscience at all, this wouldn't happen. We would find other sources of energy instead of trying to destroy our back yard.

The fundamentals are very strong for all these (equities). They're still generating a ton of cash flow. The mining, energy, gold names, they are all in great shape. But you get this speculative excess and it's really time for a re-rating of this.

A lot of the anger we came across was more the 'sapping of energy' kind rather than an explosion of energy. The question is what are the effects of this accumulating anger over time and how does it lead to outbursts?

They're just trying to cope with what they see when they go out on the streets. They go out and see bodies, the sadness of the families. They're not used to that.

We're trying to build a solid, sound base on which to grow long term, ... Our goal is a billion-dollar institution in eight years or less and a $3 billion bank beyond. We have a long-term, long-range vision and goal and we're just executing to get there.

We're trying to build a solid, sound base on which to grow long term. Our goal is a billion-dollar institution in eight years or less and a $3 billion bank beyond. We have a long-term, long-range vision and goal and we're just executing to get there.