If you're doing retirement planning you realize it's a long-term venture. If you have some extra money, now is the time to buy something for 20 years form now.

More Americans are focused on saving for retirement, but are they putting away enough? It's not grounded in a plan and they're saving blindly. They really don't know if they're saving enough.

It's a lot of money (when) you add it on to what (he's) already trying to achieve. (People) need to focus on income replacement.

Tip #3: Taking the Next Step(s)

It's clear that people currently working should factor into their retirement planning the long-term trend away from traditional defined benefit pensions. That means people need to be saving more than they are.

You don't know what you don't know