I'm happy with it. It seems everybody's pretty happy with the contract overall. Even with the health insurance changes, it still seems like a good contract.

Health insurance is becoming more expensive for the average person.

Individuals who cannot afford health insurance coverage can still have access to appropriate care provided by free health clinics. We are pleased to be able to fund better access to healthcare for the uninsured and underinsured and to help limit one of the cost drivers of premiums for the insured -- that is the use of hospitals for non-emergency care by the uninsured.

a slow but perceptible deterioration of our employer-based (health insurance) system.

It's our No. 1 issue. The cost of health insurance keeps on going up double digits every year.

You need healthy, vibrant small businesses that can afford to pay for health insurance and provide fringe benefits.