I'm noticing fewer buyers, and I know some people are holding out to see if prices will drop.

You can never really predict who comes in or what they will need.

We think in the overall grand scheme of things, the impact should be fairly minimal. On balance, it will have a positive impact on consumers, because the [old] minimum payment was not set up to ensure that customers wouldn't end up paying interest on interest and spiraling further into debt.

It will really get people united and fired up. It's very good for our cause. The people are going to be angry.

He?s one of those people who, if he offers to do it, it will be done early and it will be done perfectly.

There are many people who will be outraged. I will make sure of that. Because it's not fair that I should be singled out. And whether this is denied or not, I do not plan to take down my swing set — if I have to pay $100 a day.