I'm surprised at the speed with which the market has gone up. It's premature and my guess is that rates aren't going to go higher.

Comments about pricing on conference calls will be very important for the insurance stocks.

The third quarter is clearly an anomaly. I think to a certain extent Allstate will get a pass this time because everyone is expecting a huge loss.

Rate increases is one of a number of questions that personal lines companies, like Allstate, will face.

People are selling on the good news of the 10-K coming out.

People are selling on the good news of the 10-K coming out,